Personal finance is the only way to control your life allowing you to meet any financial emergencies and achieve any goals that become realizable . One of the key tools is the personal budget. Recently I was planning my training schedule for a big race that is coming up in six months, and it occurred to me that personal finance is similar to a marathon race. We all have a certain amount of money to spend or save, and deciding the best way to use our money conserving it to enjoy and spend at the appropriate time is what personal  

In an earlier article (Pssst, here’s £60m for your soccer team….. ) which I have posted in my blog, I alluded that the Beautiful Game is degenerating into something exclusive to people who have plenty of money to spare. An increasing number of Premiership clubs are being taken over by foreign hands: Manchester United are being owned by Americans, the same goes for both Liverpool and Aston Villa, West Ham United by Icelanders, Fulham by an Egyptian whose primary interests is in retail, Chelsea by a Russian with a personal fortune of £9 billion, who is obsessed with winning and