Retirement is something you need not get scared of, especially when you have well prepared for it. The earlier, the more enjoyable, the dream and fantasy of retirement is living comfortably through the golden years, making free time more enjoyable in favorite locations and being together with loved ones. All these things and more can be better enjoyed when we are younger and when the cash is readily available. This is why financing your retirement is something you should make a priority.

Retirement financing first require financial planning. This is the process of money management which includes budgeting, tax planning,