All Posts in "Year: 2022"

Insurance – Auto Ratings and Your Car-Buying Decision

Here’s a fact you may not even be aware of: the make and model of your car affects your insurance premiums.

When it comes to insurance, auto ratings matter. Ratings from major auto insurance providers in the US say the Ford 500 and the Ford Taurus 2008 say these are the among the best Fords to hit the road in terms of insurance costs. For insurance costs applied to bodily harm and damage to property, both Fords rank at the top and are charged significantly lower than what the standard premium rates call for. These cars also get discounts for  

Thomas Veneman by — July 20, 2022 in Insurance
Basics of Money Management

Money plays an important part in our every day lives and making the most of what we have will help us live a life free of financial pressures. By learning some basic rules, you can make life easier for yourself and for those who depend on you. Here are my basic rules.

Rule one. Don’t borrow money for consumable goods. What are consumable goods? They are stuff that lose value over time. Stuff you want but can live without. Examples are electronics, subscriptions to magazines, auto mobiles etc.

Rule two. Live within your means. In other words, spend less than  

Thomas Veneman by — July 18, 2022 in Finance
Stock Market Trading Systems

No matter what kind of trader you are, stock market trading systems will usually be key to your success. They help you to keep your decisions objective, and therefore minimize the risk and increasing the profit involved in trading stocks. Stock trading requires a steady nerve and means making important decisions based on historical data analysis and the current financial situation.

Your trading system does not need to be complex, but it does need to be founded on principles known to work. You may choose to develop your system yourself, but if you need a little help then there are  

Thomas Veneman by — July 18, 2022 in Stock Market
Finance and Risk Management

In general, finance and risk management are two of the most crucial aspects in managing and operating a company. In the current business climate, management are often applied together with other management tools such as control systems, metrics, and information systems. The main objective of financial managers is to maximize the firm’s ability to protect its assets from unexpected risks. The field involves numerous subspecialties, including management, strategic, and implementation.

The Computational Risk Management(CFRM) program, on the other hand, addresses the need for modern quantitative techniques in the financial service industry to develop and follow a global competitive advantage. Today,  

Thomas Veneman by — July 16, 2022 in Finance