As tax time approaches, we reach out to many clients recommending they make an annual contribution to a tax advantaged retirement account. Saving for retirement- or whatever that next phase of life may be- is generally the most important long-term goal for every investor. It takes discipline and commitment to accumulate the necessary savings for a comfortable and enjoyable retirement lifestyle.

Today, we are also tickled to be helping clients with a more surprising challenge- How do you manage taxes when you have done too good a job saving in tax-advantaged retirement accounts?

401Ks were launched in 1978 to supplement  

Trying to find a good finance deal can be hard work at the best of times, and finding yourself limited to bad credit mortgage lenders means you are going to have to work that little bit harder to find yourself a good deal. It is not impossible to get a good mortgage interest rate through a mortgage broker, however using a broker of course means you will incur fees, which could turn out to be quite expensive.

While it is going to be time consuming, it is possible to find yourself a good deal just by doing some research and