Glossary Of Consumer Finance Terms

A guide to many of the terms used in the consumer finance market.

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Acceptance Rate – The percentage of customers that are successful when applying for a loan or credit card. 66{5b0579ddad123e8826b0f99aaf2548fba6b6d6310808b95d99d67897c25a7935} or more applicants must be offered the advertised rate know as the Typical APR (See ‘Typical APR’ below).

Annual Percentage Rate (APR) – The rate of interest payable annually on the loan or credit card balance. This allows potential customers to compare lenders. Under the Consumer Credit Act Lenders are legally required to disclose their APR.

Arrears – Missed payments on a loan, credit card, mortgage or  

Finance to Consolidate Debts – The Solution to Your Debt Problems

What does Finance for Consolidating Debts mean?

Finance for consolidating debts is an option you can consider if you find yourself struggling to make your monthly mortgage payments and also trying to pay off of your debts at the same time. It involves the process of refinancing your current mortgage loan and combining any or all of the following debts into one mortgage. All of these debts have their own repayment terms, interest rates, fees and charges, and differing days of the month to repay the debts:

>> Personal loan

>> Credit card

>> Store card

>> Car loan

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Create Effective Marketing Messages With Printed Balloons

Whenever you launch a new business or you want to promote your existing product or business, the one thing which you need is marketing! There are many different ways of marketing a product and according to the product, the marketing ways are devised. One of such ways of marketing which has emerged as one of the best possible ways of promoting your product or your business is the use of a printed balloon. Many companies are making use of this marketing strategy to get themselves noticed in the market.

In countries like UK, printed balloons are used as the most  

SEO – Search Engine Optimisation – Thoughts for the New Internet Entrepreneur

Wikipedia defines SEO, or Search Engine Optimisation as

Search engine optimization (SEO) is the process of affecting the visibility of a website or a web page in a search engine’s “natural” or un-paid (“organic”) search results.

In general, the earlier (or higher ranked on the search results page), and more frequently a site appears in the search results list, the more visitors it will receive from the search engine’s users. SEO may target different kinds of search, including image search, local search, video search, academic search, news search and industry-specific vertical search engines.

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