The recession has hit just about every other industry and many people experienced paycuts and layoffs – much to their dismay, as they have been hardworking and conscientious workers. It is not their fault but feeling disheartened, anxious or panicky is counter-productive.

The natural reaction for these people is to worry about the future. This may cause them to adopt knee-jerk reactions about their finances which are detrimental to their retirement goals. The practical way to survive a recession is to assess your financial situation calmly and act accordingly.

In any recession, cash is king as the economy tends to  

If you have a great business idea or plan, or you would like to expand your existing business, don’t let a lack of funds stop you in your tracks. There is a wide variety of financing available for small businesses. Let’s take a look at the financing opportunities that small business entrepreneurs can take advantage of.

While the financing sources comprise diverse institutions, such as banks, government sources, venture capitalist and “angel” investors, it is useful to look at what all lenders, regardless of category, want when they loan money or invest in a business enterprise.

When you seek money