The Howl – Monthly News Letter -Issue #2

The Code of Conduct —- It seems almost ludicrous that this is a topic that many of us should consider in privately held distributorships.

When I suggest there may be a need for a “Code of Conduct” I am not talking about a need based on employee behavior, I am talking about the need based on family behavior. The family business is a cornerstone of the US economy. It’s the American way, free enterprise and all that gooey stuff we

read about. And, it’s true.

Family owned/privately held organizations in wholesale distribution, both small and large, with succession issues, family  

Eight Key Elements of a Good Business Strategy

What is a business strategy? A business strategy is an articulation of the overall direction of an enterprise in the medium and long-term. It basically specifies the way an entity competes in an industry. In other words, strategies define the rules and guidelines by which the mission, objectives etc may be achieved. Such strategies can cover the whole business or can relate to functional areas such as operations, marketing, finance or human capital. Strategies differ from tactics which are short-term approaches. Your organization requires a unique strategy to be able to differentiate itself properly in the market. But what are  

Is Pet Insurance A Waste Of Money Or A Good Idea?

You’ll find veterinarians, pet owners, and financial experts on both sides of this question. I believe that the most helpful answer isn’t “yes” or “no,” but “it depends.” It depends on your expectations and reasons for purchasing insurance for your pet. I’ll explain what I mean:

  • Since the contract is between the pet owner and the insurance company, the pet owner must pay their veterinarian first and then get reimbursed by the insurance company after filing a claim. This usually isn’t a problem until you’re facing a large bill and you don’t have enough money in the bank or available
 
Whole Life Insurance Quotes

It is never too early to begin preparing for the future. In fact, the younger you are, the better the insurance rates you’ll receive. Do not think that insurance is something you should only worry about when you are about to retire. The earlier in life you start, the better it will be for you. You will be paying less for insurance coverage, but in retirement, you will reap its full benefits. One of the most convenient and wise investments is the whole life insurance package.

Whole life insurance will have you covered for the rest of your life. When